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I have been moving my bills on line to reduce my use of paper. However, when trying to sort out my late husband’s finances the solicitor seems to be insisting on an original bill as ID. Fortunately I have one, but should consumers be warned to keep one bank or utility bill in paper form?
The landlord tax 2016 levies 3% on additional properties bought. However this tax aimed at landlords is also costing couples when they separate. For example, if a marriage fails and the home is jointly owned unless the house is sold or one partner is bought out the partner vacating the marital home will be forced to pay 3% on a new home, even though he or she is not a landlord. This effects men more than women as if a woman is the main carer of the children she cannot be forced to sell and in many cases of without a salary or working part time, cannot buy out her partner, forcing her ex to support his children and pay 3% on top of buying a new home.
Take the power away from the solicitor, how, read on.
The solicitor/conveyor quotes a price for the job. When they are good and ready, and ONLY when THEY are good and ready, the sale completes and they take there fee and hand over the other monies to whichever parties. Stop the solicitor taking his money, there should be a gap between the sale completing and the solicitor/conveyor getting their fees. Only if the customer is fully satisfied should they then be paid. I asked my solicitor to ask specific questions via email, their reply was something like, ‘I will ask the questions that I feel need answering and advise you in due course’. Not one of the issues I had with the sale were answered, just the ones they were interested in, and in their own time. They should give you a price, and an exact date when all searches etc in your property will be completed by. If this criteria is met, they get the full fee, if not, they don’t. Buyers pulling out at the last minute should be stopped, the French system, you commit to a deposit, you have 1 week cooling off, then you sign, pull out, you lose your deposit.
Another way,
You decide to sell, instruct your solicitor/ conveyor, they do the necessary searches, they all know the necessary searches, get them done before the new buyer comes along. The sellers solicitor should do this, not the buyers. Then approximately one month after the sale, the solicitor gets their fees less any agreed for his incompetence.
I think a lot more should be done about decent housing for people who cannot afford to buy. One of the worst things that happened under the Thatcher government was allowing the councils to sell council properties leaving tenants forced into private renting from useless dodgy landlords who don’t care as long as they get their rent.
This query is quite frustrating and curious in particular
I always buy mineral or spring water to drink.. Depending on the brand (and the store) the cost varies from 38p to over one pound for 2 litres.
I always read the back and see where it is sourced and bottled.
I have decided after the tap water was analyzed and many things I would not drink were in it, that I would make soups and so on with a cheaper water.
I have been buying several bottles of Morrisons “still Table Water'”
Whatever that means.
These large bottle are only 18p but they do not state the source.
I do buy the ‘Yorkshire Vale’ from Morrisons sold at 44p for the 2 litre bottle for the table. This has the information on the back.
I called Morrisons several times andthey would not give an answer. I was promised a return call but did not get one.
I laugh with friends at the old comedy ‘Only Fools and Horses’, in the episode were they were filling bottles with tap water and selling it.
I am not saying this is what Morrisons (or any other store that is not transparent) does, but if there is any way that ‘Which?’ can find this information out, it would be extremely helpful.
They should put the ‘source and where it is bottled’ of ALL the waters that is charged for on their bottles
A lot of older people who cannot manage their affairs have someone who has their power of attorney. Perhaps the banks could flag up the power of attorney’s name and phone number so any unusual withdrawals could be flagged up straight to them. Perhaps this could help older people being a target
Stop the Banks from having online accounts unless they guarantee that their clients money is ALWAYS safe.
The other idea is that all those social sites should be taken OFF LINE until they can guarantee the public a total clean and respectable site. One which a child of five would be safe.
I believe that many important professional organisations use Linux for security reasons not least. Why does the NHS not use this as it said to be more secure. Why does not WHICH COMPUTING also do more on this operating system instead of being so tied to Microsoft and Apple. I am seriously investigating UBUNTU to dual boot with VISTA on my old PC, as there are plenty of ways to give it a go and I am expecting that the off line Apps that I run on Vista will function normally whilst getting the best of on services.
Car rental abroad is having a nasty 2017 make over
After renting cars for the last 30 years I discovered this year a nasty addition to the hidden charges: the cross border fee! As we know the majors (Avis, Hertz, Europcar, etc) have each created a low cost subsidiary with fancy names, hoping not to tarnish their reputation & allowing them to boost up their own prices. However this year they introduced exorbitant cross border fees into their low cost subs (InterRent, Firfly, etc), making them as expensive. So hidden that when I phoned AutoEurope, a leading comparaison website, to check on a GoldCar quote, the agent told me no, but when I asked him to double check he found it, pretending not to know about it? That’s another matter. Is this the end of low cost car rental?
We recently bought a new car (BMW X1), and within a week, had a puncture in one tyre. A replacement tyre was required, but my 2 local tyre dealers (in Aberystwyth) were unable to acquire one for 5 days. I managed to buy one on-line at a premium but that took 3 days to deliver. My nearest BMW dealer admitted to there being a supply issue. When a new car is introduced, should there not be some rule as to availability of parts ? I now feel that I need to buy a fifth wheel and tyre, just to feel secure when driving on long journeys.
The other day i receive an email from BG asking me if i wanted to upgrade to smart meters.As my house is only 3 years old the smart meters were fitted as standard.However i decided to carry out some research,and my findings left me totally incredulous.It seems that if you have a smart meter fitted by for eg.EON,then switch to BG for eg.the smart meter becomes a dumb meter.Last year nearly 5m customers switched suppliers,so in a worst case scenario,if all the switchers had smart meters before switching,then after switching they would have dumb meters.How ridiculous is that?I would imagine that the smart meter rollout is being paid for by the customer via their bills.This is another own goal by toothless OFGEM/Govt.they should not have allowed the rollout to begin until a standard smart meter was available that worked for all energy suppliers.The rollout should be halted immediately,and anyone switching should be made aware that their smart meter will not function after the switch.So it will be back to reading your own meters again.I am not sure however if the energy monitor will still work
I’ve searched the sight to find info about uv eye protection and lens qaulity, I found the section on fake sunglasses but nothing about uv eye protection. What about this as a subject?
Share your idea
Utility bills on line
3% tax for separated partners buying a new home.
Take the power away from the solicitor, how, read on.
Another way,
You decide to sell, instruct your solicitor/ conveyor, they do the necessary searches, they all know the necessary searches, get them done before the new buyer comes along. The sellers solicitor should do this, not the buyers. Then approximately one month after the sale, the solicitor gets their fees less any agreed for his incompetence.
I think a lot more should be done about decent housing for people who cannot afford to buy. One of the worst things that happened under the Thatcher government was allowing the councils to sell council properties leaving tenants forced into private renting from useless dodgy landlords who don’t care as long as they get their rent.
Transparency and honesty by retailers
I always buy mineral or spring water to drink.. Depending on the brand (and the store) the cost varies from 38p to over one pound for 2 litres.
I always read the back and see where it is sourced and bottled.
I have decided after the tap water was analyzed and many things I would not drink were in it, that I would make soups and so on with a cheaper water.
I have been buying several bottles of Morrisons “still Table Water'”
Whatever that means.
These large bottle are only 18p but they do not state the source.
I do buy the ‘Yorkshire Vale’ from Morrisons sold at 44p for the 2 litre bottle for the table. This has the information on the back.
I called Morrisons several times andthey would not give an answer. I was promised a return call but did not get one.
I laugh with friends at the old comedy ‘Only Fools and Horses’, in the episode were they were filling bottles with tap water and selling it.
I am not saying this is what Morrisons (or any other store that is not transparent) does, but if there is any way that ‘Which?’ can find this information out, it would be extremely helpful.
They should put the ‘source and where it is bottled’ of ALL the waters that is charged for on their bottles
A lot of older people who cannot manage their affairs have someone who has their power of attorney. Perhaps the banks could flag up the power of attorney’s name and phone number so any unusual withdrawals could be flagged up straight to them. Perhaps this could help older people being a target
Stop the Banks from having online accounts unless they guarantee that their clients money is ALWAYS safe.
The other idea is that all those social sites should be taken OFF LINE until they can guarantee the public a total clean and respectable site. One which a child of five would be safe.
Vulnerable Operating Systems – Microsoft/ Linux
Car rental abroad is having a nasty 2017 make over
Car tyre availability
STANDARDISE SMARTMETERS
Uv eye protection