Only a small fraction of us are planning for care costs in later life, according to our new research. How concerned should we be?
Despite a 0.25% bump in the base rate last week, interest rates remain well below inflation and have for nearly a decade now – so, have you spurned savings accounts and invested your money elsewhere?
Some of you will be well practised in checking your savings and may even have a retirement savings plan in place. Others, however, will not. Guy Opperman MP, Minister for Pensions and Financial Inclusion, explains how consumers are being empowered in the pension industry to encourage people to save for their future.
Getting enough funds to buy a property isn’t always an easy ride – our research reveals that many people move back in with parents, work overtime or sell possessions to get on the ladder. What lengths did you go to save a deposit for your first home?
From our health and fitness to finances and travel, we’ve increasingly moved online to manage our lives. Now imagine you could better manage your retirement savings by simply downloading an app or logging in online – what would that look like and how would you use it?
Are you harbouring a pot full of copper coins with no idea how to change or spend them? Or do you make sure you spend those pennies straight away? Perhaps it’s time to do away with them altogether…
Are you number-savvy or do you struggle with basic numeracy when it comes to budgeting and borrowing? Guest Rachel Malic from National Numeracy says we all need to become numbers people…
Since 2015, many people have had greater flexibility in how they access their private pensions as part of the so-called ‘pension freedoms’. But how good are you at managing your pension savings?
Over the years we’ve encouraged you to haggle on your bills, and we’ve recently discovered that those who do can save about £725 a year. So do you haggle for a good deal?
What should be done to ensure pensions really do support a comfortable retirement?
Do you head to price comparison sites when you’re looking for a deal? How do you know you’re getting a good price? Will Hayter from the Competition and Markets Authority talks through tips on getting the best from these sites.
The hunt for rare coins and notes has sent the country into pandemonium. Have you found a coin worth more than its face value?
Are you the type of person who can account for every penny or the sort who doesn’t have a clue where their money goes every month? (more on tracking your household budget…)
More than four out of five (83%) parents believe it’s their responsibility to educate their children about managing their personal finances, but many don’t feel up to the job. (parental financial education…)