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archive

Payday-loans

Posts tagged with "payday-loans"

9 August 2016 in Money

Can the CMA’s banking remedies deliver better banking?

341
Bank fix

After a near two-year-long probe into the banking sector, the Competition and Markets Authority has today published its proposals to shake up banking. But will it be enough?

(more on banking remedies…)

9 July 2016 in Money

Unarranged overdraft fees that cost more than a payday loan

246
Overdrawn

When people face a shortfall in their finances, they probably turn to their bank first. But it might surprise you to know we’ve found unarranged overdrafts that cost more than a payday loan.
(more about overdraft charges…)

1 December 2014 in Money, Parenting

How much do you spend on Christmas presents?

8
Gift card in hands

We all know that Christmas is a time for spreading joy, but it appears that a lot of Brits cause themselves financial pain while doing so. But why all the fuss – are we worried we’ll look like a penny-pincher?

(more about the toothbrush debate…)

1 February 2014 in Money

The poorest are paying the price at ATMs

19
Cash machine

Fee-paying cash machines are a convenience for some, but can form part of a deeply unsatisfactory mixture of financial service provision on our high streets. Should we have to pay for the convenience?

(more about fee charging cash machines…)

14 January 2014 in Money

Payday lenders need to lower their high fees

8
Clean up credit - percentage moto

We think that some payday lenders could be breaking the law by charging excessive fees when a customer misses their loan repayment. We’re challenging lenders to justify them or lower their charges.

(more about payday lender fees..)

12 December 2013 in Money

My Christmas payday loan sent me into a spiral of debt

46
Piggy bank with Christmas lights

In this guest post, Skint Dad, a supporter of our Clean up Credit campaign, speaks openly about his experiences of payday loans spiralling out of control. He shares his story to help others from getting into debt…

(more about Christmas payday loans…)

3 September 2013 in Money

Can payday lenders be competed out of business?

6
Closed shop sign

News has hit the headlines that Wonga made the equivalent of £1m-per-week in profit last year. In our latest issue of Which? Money we looked at whether payday loan providers can be competed out of business.

(more about payday lenders…)

5 August 2013 in Money

Jo Swinson: payday loans aren’t the only option

5
UK money

In this guest post, Consumer Affairs Minister Jo Swinson explains how the government is working to clean up the payday loans industry and asks – what other alternatives are there to payday lenders?

(more about payday lenders…)

27 June 2013 in Money

It’s D-Day for payday lenders (at last)

6
Payday loans sign

Two cheers for the Office of Fair Trading (OFT) today as it confirms that it has referred the payday loan sector to the Competition Commission. Better late than never.

(more about payday loans…)

25 June 2013 in Money

The new credit card that charges £15 to spend a penny

38
A pile of credit cards

Would you apply for a credit card that charges £15 a month to borrow one penny? I certainly wouldn’t. And yet, the new Shout credit card does just that. In fact, it’ll even charge you for not spending.

(more about the new Shout credit card…)

28 May 2013 in Money

OFT deadline – have payday lenders cleaned up their act?

2
Money on scales

In March the Office of Fair Trading announced that the 50 biggest payday lenders had 12 weeks to change their business practices. Today marks the 12-week deadline – have payday lenders improved?

(more about the OFT’s deadline…)

8 May 2013 in Money

Are ads for ‘dead fast cash’ irresponsible?

4
Kerry Katona

Given her history, Kerry Katona seems an odd choice to front a marketing campaign for a payday loans company. And it seems the advertising watchdog agrees, as it has deemed the Cash Lady TV ads ‘irresponsible’.

(more about payday loan adverts…)

8 March 2013 in Money

The OFT: payday lenders must change

3
Bank note with the Queen's eyes highlighted

The OFT’s review of payday loan companies uncovered evidence of widespread irresponsible lending. The OFT’s David Fisher explains why it has given 50 payday lenders 12 weeks to change their business practices.

(more about payday lenders…)

4 March 2013 in Money

How do credit companies get away with it?

8
A man trapped by credit

High-cost credit often grabs headlines, but many mainstream lenders also have products designed to cash-in on peoples’ mistakes and desperation. The new regulator must clamp down on irresponsible lending.

(more on high-cost credit traps…)

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