The FCA has estimated that 150,000 ‘mortgage prisoners’ are stuck on poor value deals due to changes in lending rules. But will the FCA’s proposals set them free?
in Money
Here’s how we can free ‘mortgage prisoners’
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in Money
How did you save for a deposit for your first home?
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Getting enough funds to buy a property isn’t always an easy ride – our research reveals that many people move back in with parents, work overtime or sell possessions to get on the ladder. What lengths did you go to save a deposit for your first home?
Buying a home – has your experience been as bad as mine?
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Everyone knows that moving home is one of the most stressful things you can do. This anonymous author reached breaking point when she was ‘gazundered’ by her buyer and then the removal firm failed to show…
Have you had an issue with the leasehold on your home?
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Last week’s announcement that the government would look to ban new-build houses being sold as leaseholds has certainly stirred up strong emotions. (more on leasehold properties…)
What financial advice did your parents give you? Â
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More than four out of five (83%) parents believe it’s their responsibility to educate their children about managing their personal finances, but many don’t feel up to the job. (parental financial education…)
Would you budge your budget for your dream property?
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According to a new Which? survey, thousands of homebuyers are blowing their budgets in a bid to secure their perfect property. Would you? (more on homebuying budget…)
in Money
Budget 2017: how can it help the five million ‘working and struggling’?
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Millions of households in the UK are worried about their finances. But what can be done to change this? (more on Budget 2017…)
in Home & Energy, Money
Would Sherlock Holmes pay £1.7m for 221B Baker Street?
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If the homes of some of the most famous fictional characters were to be sold, how much would they cost you to buy? The world’s greatest detective (or so he says) lays out the clues… (more on cost of fictional homes…)
in Home & Energy, Money
What is the value in getting a house survey?
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A recent survey carried out by Which? Mortgage Advisers found that two thirds of people either ​negotiate a better sale price or get the problems fixed by the vendor before exchange. So how valuable can a property survey really be?
Is shared ownership affordable?
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The Help to Buy mortgage guarantee, which was launched in October 2013, is set to close in December.
in Home & Energy, Money
The Land Registration changes all Scotland’s mortgage holders need to know
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Do you own a home in Scotland? Thinking of remortgaging or perhaps taking out a loan against your mortgage for home improvements or the like? Then you’ll need to know that the way land and property deeds are officially registered is changing.
in Money
How will the Bank of England’s base rate cut impact you?
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The Bank of England has cut its base rate for the first time since 2009 to a record low of 0.25%. So is this good or bad news for you?
in Home & Energy, Money
Should older people be able to take out a mortgage?
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I am 70 and retired, can I get a mortgage?
in Money
Should I get financial advice?
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A bad financial decision could be a costly mistake to make. So for those complex choices it can be worth seeking good advice. But not everyone does. So have you ever thought about financial advice before?