Whether you’re a first time buyer or already on the property ladder, most of us have to make compromises when searching for our dream home. But how far should we go – and what aspects are we happy to sacrifice?
Getting on the property ladder has always been a bit scary. We asked first-time buyers what they wish they’d known and heard of mistakes, late revelations and last-minute hitches that cost them a dream home.
Many of us don’t trust energy suppliers, but what if you were stuck with one supplier for as long as you lived in a property, with no control over the price you pay? This is the reality for many district heating customers.
With the general election fast approaching on 7 May, here’s the Electoral Commission on why it’s important to register to vote. Did you know, for example, that not registering could damage your credit rating?
Which? Convo regular John Ward is here to share his experiences of buying a new-build house. It’s furnished him with some great tips if you’re looking to buy a new-build, so without further ado, here’s John.
Would you ditch a high street estate agent in favour of selling your house online yourself? Here’s Sarah Beeny, presenter of Channel 4’s ‘How to Sell Your Home’, asking whether online estate agents are right for you.
It’s no secret that moving house is a stressful process. I’d bet the sheer amount of things that could go wrong with home ownership can still come as a surprise to first-time buyers.
Around 40,000 first-time buyers now own their own home, thanks to the government’s Help to Buy scheme. But it alone isn’t the answer to Britain’s housing problems.
They say that an Englishman’s home is his castle, but with mortgage lending hitting a 14 month low in September 2014, it would seem that the idea of owning a home is fast becoming a pipe dream.
Some lenders have adopted new rules that make it harder for older people to get a mortgage. Many are also struggling to get credit cards and loans too, even when their finances are in order. What about you?
Hidden in the small print of your mortgage contract could be a clause that gives your lender the right to change certain aspects of your loan, including how much interest you pay. Do you think that’s fair?
Many young people are struggling to find employment and for those who have jobs, they face falling wages, rising prices and a struggle to get on to the property ladder. How easy is it to be a young person these days?
Our latest research has found that people regard buying a house the most stressful major milestone in their life (91%), trumping even having a child (81%). Where would you rank it?
Our estate agents debate was the big talking point this week, with comments from both house buyers and sellers, as well as estate agents themselves. Here’s a round up of what went down.