Independent financial advisers offer a valuable service – they should have the confidence to be open about how much they charge. They’re no longer able to accept payment by commission, so why be shy about it?
The latest scam to emerge comes from companies offering you early access to your pension savings. So if you receive a call or text about pension liberation, avoid it at all costs!
We’re asking you, the Which? Conversation community, to help answer people’s financial queries. This month, we’re asking what you’d to with a lump of cash if you were lucky enough to have one.
I doubt many people share my sustained enthusiasm for mathematics, and a new survey from BAE Systems confirms this. It seems many people can’t live without a calculator – can you?
Changes in regulations shouldn’t be an incentive for financial services companies to extract extra profits from customers. And yet, we continue to see it happening – so how do they get away with it?
A new draft curriculum was published yesterday which could make personal finance education compulsory in schools. But will a better financial education help the next generation dodge debt and mis-selling?
The way we go about getting financial advice is changing to make sure consumers get a fair deal. Linda Woodall, head of investments at the Financial Services Authority, explains what this will mean for you.
Nine in ten of us have a credit card. They’re convenient, universally accepted and come with major consumer protection rights. But what happens when credit card providers get your rights wrong?
It won’t surprise you to hear there’s a divide in economic prosperity between different regions of the UK. But what might surprise you is the scale of the disparity.
Half of people who pay fees for debt management plans don’t know they can set up these plans for free. Worse still, research has found that plans set up by fee-charging companies are more likely to fail than free ones.
Picture this. You walk into a fast food restaurant, ask for a tasty burger to sate your appetite, and the assistant asks you if you want fries with that? Upselling like this is pretty harmless, until it’s done badly by your bank.
I’m not sure if it’s a coincidence or not, but one of the most expensive weeks in the student uni calendar – Freshers’ Week – also coincides with Student Finance Day. Have you got any budgeting tips to share?
When it comes to any big financial transaction – buying a house, a car, choosing a financial product – the need for good advice is a no brainer. With uni fees so high, why are so few students getting one-to-one advice?
These days, pensions and young people don’t really mix. According to the Office of Nation Statistics, only 34% of men and 38% of women in their 20s are saving towards retirement. But that’s all about to change…