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Posts tagged with "credit"
in Money
If you’re still in the market for a New Year’s resolution, you could do worse than joining the minority of people who check their credit file every six months. Yet, tracking down your £2 credit report is often too difficult.
in Money
Payday loans have always been a controversial product. But worrying new findings suggest that payday loans may even damage borrowers’ chances of getting credit in the future. So what can we do about it?
in Money
It won’t surprise you to hear there’s a divide in economic prosperity between different regions of the UK. But what might surprise you is the scale of the disparity.
in Money
The Co-operative Bank has launched a market-leading mortgage for first-time buyers. James Hillion, Head of Mortgages at the bank, explains why it decided to use the Funding for Lending scheme to make this move.
in Money
Payday lenders often come under fire for their money lending practices, so we decided to ask people about their experiences with payday loans. Have you ever taken a payday loan and lived to regret it?
in Money, Technology
It’s been reported that Germany’s biggest credit agency is planning to trawl its customers’ social network accounts to gather information to help them credit check and identify ‘opportunities’. But could it happen here?
Neera Sharma of children’s charity Barnardo’s argues that progress on tackling child poverty will be impossible unless the debt carried by poor families is addressed, and rent-to-own lenders should share the blame.
in Money
I’m angry at the failure of Equifax and Callcredit to update my credit report in good time. Now they’re at risk of damaging my reputation, my pride and my wallet. Are you frustrated with having to leap over credit hurdles?
in Money
What did your partner give you for Valentine’s Day – chocolates, roses, dinner in Paris, a 7p Asda Valentine’s card or copy of their credit file? Is it time for your love life and your finances to get a divorce?
in Money
You ask: I did a free trial credit check on Creditexpert.com… the only thing is, it isn’t free unless you cancel it. When I phoned customer services, I was told I would get a refund, but four days later I had no refund.
in Money
The new Mrs Windsor may not realise it, but there’s a lot of paperwork to complete after changing your name. You could even lose your credit rating – so how can you keep control when you go from Miss to Mrs?
in Money
The old credit card waterbed is back in action. Just as new rules come in that press down on excessive interest payments in one place, we start to see charges popping up elsewhere and penalty rules tightening.
in Money
A good credit score can make the difference between being accepted or rejected for a credit card or mortgage. But what happens when the credit reference agency makes a mistake and gives out an incorrect record?
in Money
The number of pawnbrokers in the UK has trebled in the past seven years, while payday loans are also on the rise. The question is whether there’s a lesser of these two ‘evils’ or if we should avoid them both.