Do you use Buy Now, Pay Later (BNPL) schemes when shopping online? Have you felt overwhelmed by the options at the checkout? We want to hear from you.
Posts tagged with "credit"
Ever spotted a mistake on your credit report? We’re looking to hear from anyone who’s noticed an error in the last few years.
We want the Financial Conduct Authority (FCA) to be given new powers over ‘buy now, pay later’ companies. Here’s why we think regulation is needed.
Credit card firms are allowed to hike the interest on your deal years after you sign up, even if you’re a good borrower. Have you ever been affected by this practice?
How would you know if a fraudster stole your identity and opened a bank account in your name? It’s a frightening prospect and one victim who contacted us only found it had happened to him when he checked his credit report. (more…)
The Christmas season is known to come with its own special hefty price tag, so how do we cope with the cost of Christmas? *Warning – not a lot of Christmas cheer can be found here*.
With the general election fast approaching on 7 May, here’s the Electoral Commission on why it’s important to register to vote. Did you know, for example, that not registering could damage your credit rating?
How much control do you have over your choice of products? Edward Gardiner of Warwick Business School tells us why research into our behaviour can help empower consumers in their decision making.
How do you choose your credit cards? The Financial Conduct Authority is looking into the credit card market and is keen to hear your views. Here’s more from the FCA’s policy director Christopher Woolard…
Maintaining a healthy credit profile is vital to getting the financial products you need. But our research suggests that accessing and understanding your credit report is not as simple as you might expect.
Last year, peer-to-peer websites lent out more than twice as much money as they did in 2012. In fact, this alternative to borrowing and saving with a bank recently became a £1bn industry.
Fee-paying cash machines are a convenience for some, but can form part of a deeply unsatisfactory mixture of financial service provision on our high streets. Should we have to pay for the convenience?
We think that some payday lenders could be breaking the law by charging excessive fees when a customer misses their loan repayment. We’re challenging lenders to justify them or lower their charges.
Our research has found that millions of people relied on credit to pay for Christmas this year. And sadly many people are concerned their budgets will be squeezed even tighter next year. Are you one of them?