We reported on new BRC research that cash is the most popular way to pay in UK shops. You told us why that doesn’t always ring true for you, and how much you value your credit and debit cards.
Posts tagged with "credit-cards"
Cash is the most popular way to pay in UK shops according to the British Retail Consortium. So do you prefer to flash the plastic or stump up the cash when you’re shopping?
More than 30m contactless payment cards have been issued in the UK. But some Marks & Spencer customers are finding their new contactless cards are more trouble than they’re worth.
When you’re young it’s easy to assume that, eventually, you’ll get a job and earn good money. But new research has found that instead, high debt and reliance on parents is becoming the new ‘normal’.
When money’s tight, a credit card can prove useful to help balance the books. But what happens if you don’t get the rate you wanted? Or worse still, what if you’re refused altogether?
The European Consumers’ Organisation (BEUC) is campaigning to have ‘rip off’ surcharges banned across Europe. So it’s over to Monique Goyens, director general at BEUC, who tells us how they’re getting on.
A couple of weeks ago the government finally banned ‘rip off’ surcharges. We asked you to report any companies who weren’t sticking to the rules, and found that people are still being hit by unfair card charges.
Saturday 6 April doesn’t just mark the new tax year. I’ve been waiting for this day for months – 15 to be precise – as the government’s ban on excessive card surcharges finally comes in.
High-cost credit often grabs headlines, but many mainstream lenders also have products designed to cash-in on peoples’ mistakes and desperation. The new regulator must clamp down on irresponsible lending.
Last year, I bought tickets for a boat trip to the Olympic Park. But before the trip happened, the company went into administration. I tried to use ‘chargeback’ to get a refund, but what does it actually mean?
If you’re still in the market for a New Year’s resolution, you could do worse than joining the minority of people who check their credit file every six months. Yet, tracking down your £2 credit report is often too difficult.
Credit cards offered by retailers are more popular than ever – but who benefits most from the loyalty scheme incentives attached to them? Is it you, or is it the retailer who’s reeling in the customers?
In the UK, card fraud costs its victims more than £340 million a year. The good news is that your card provider should refund you immediately if you get stung. However, our latest research shows this isn’t always the case.
Believe it or not, yet another mis-selling scandal is engulfing financial services. This time it’s card and identity theft insurance, and banks should not be let off the hook. Have you ever bought card or ID theft insurance?