I’m always wary of answering withheld numbers. The past few years spent fighting back offers of new phone contracts and fictitious compensation claims have me hanging up when I see ‘no caller ID’.
When you work in a team of financial experts, you tend to learn lots of clever money-making tips. My personal favourite involves storing funds from a 0% interest credit card in a high-interest account; or stoozing.
Some lenders have adopted new rules that make it harder for older people to get a mortgage. Many are also struggling to get credit cards and loans too, even when their finances are in order. What about you?
No matter how convincing they sound, never give your card details to someone who’s called you out of the blue. That’s what Which? member Dev found out…
Sometimes going after compensation can seem tedious. You may question how long it will take or what you will have to prove. But it’s always worth giving it a shot – as my tale of CPP compensation goes…
With some 56 million credit cards in issue in the UK – that’s 70% of all European credit cards – it’s fair to say we Brits are pretty attached to our plastic. But is the industry serving us as well as it should be?
It’s crunch time for credit. The Government is implementing a cap to the cost of payday loans and the Financial Conduct Authority is due to take over the policing of credit from April 2014. The FCA’s CEO tells us more…
Brits are a generous bunch – according to the Charities Aid Foundation UK adults donated £9.3bn to charity between 2011 and 2012. And over half of us donate to charity in a typical month. But what’s the best way to give?
Eight in 10 of us use some form of credit. That’s around 38.5 million adults. Most of the time things go well and credit helps us to manage our finances. But what about when things go wrong or lenders misbehave?
We’ve been overwhelmed by your support for our surcharges campaign, which brought about a ban on excessive charges. And now five companies are changing their rules due to your reports…
When you apply for a credit card, it’s frustrating to get turned down. And now our latest investigation finds many providers are adding insult to injury by failing to help people understand why they’ve been rejected.
Continuous card payments have become notorious for being difficult to cancel. But thankfully, the Financial Conduct Authority has stepped in to make sure this is no longer the case.
Barely a week goes by where I don’t order something online using my debit card. But am I putting myself at risk by using my debit card instead of a credit card?
Would you apply for a credit card that charges £15 a month to borrow one penny? I certainly wouldn’t. And yet, the new Shout credit card does just that. In fact, it’ll even charge you for not spending.