My husband isn’t convinced contactless payments are secure, so he’s still using the chip and pin function. But is he right to be concerned?
in Technology
Is contactless security a concern?
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in Money
Have you ever lost your purse or wallet?
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Whether we’re using contactless to buy lunch or our phones to pay for a train or bus journey, many of us are now cashless, relying on cards to run our daily routines. So how would you cope if you lost the lot?
in Money
Credit scores: how much do you really know about yours?
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It can be your golden ticket to good rates on credit cards, loans and mortgages – but can also cause you a financial headache. Blessing or block, why do we know so little about credit scores?
in Money
Do changes to high-street loyalty schemes ever benefit us?
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Tesco recently saw a backlash from its customers after announcing changes to its Clubcard scheme. But it wouldn’t be the first company to do so. Why do loyalty schemes often change for the worse, asks our guest author Lady Janey.
Card surcharge ban: will everyone play by the new rules?
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As of Saturday 13 January, new EU rules will come into force to ban added card surcharges. Food delivery service Just Eat seems to have already worked out a way to get around the ban, but will other companies follow suit? (more on new card surcharge ban…)
in Money
Contactless cards: shouldn’t all providers give you the choice to opt out?
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Love them or hate them, contactless cards are here to stay, with over £4bn being spent on them every month in the UK. While most providers allow you to opt out, some, such as Barclaycard, don’t. Is this right? (more on contactless cards…)
in Money
Has your credit card rate ever been jacked?
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Credit card firms are allowed to hike the interest on your deal years after you sign up, even if you’re a good borrower. Have you ever been affected by this practice?
in Money
The death of the rip-off card surcharge
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Thank you to over 40,000 of our supporters who backed our campaign to end rip-off card charges. These sneaky fees for using credit and debit cards finally get the chop. Have you been stung by a card surcharge when making a payment?
Is Section 75 fit for purpose?
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Section 75 of the Consumer Credit Act is designed to protect you but as the legislation gets older more and more people are finding it hard to claim. Share your Section 75 claim stories here.
in Money
Contactless cards: would you opt out of having one?
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Contactless debit and credit cards are fast becoming the default payment method for purchases under £30 across the UK, with spending on them having tripled to £25bn last year. But are you happy using them? (more on contactless cards…)
in Money
Has your credit card limit ever been increased without your knowledge?
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The FCA has today announced plans to clean up the credit card market including cracking down on unsolicited credit limit increases. So has yours ever been increased without your knowledge? (more on FCA credit card market study…)
in Money
Budget 2017: how can it help the five million ‘working and struggling’?
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Millions of households in the UK are worried about their finances. But what can be done to change this? (more on Budget 2017…)
in Shopping
Do you leave your Christmas shopping to the last minute?
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Will taking the early approach to Christmas shopping leave you with the January blues or does it pay to be late to the game? (more on last-minute Christmas shopping…)
in Shopping
Do you know your Christmas shopping rights?
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Black Friday and Cyber Monday are nearly upon us, and thousands of us will be using these sales events to hopefully cut the expense of Christmas gift shopping. But do you know your rights when it comes to buying online and on the high street? (more on Christmas shopping rights…)