My husband isn’t convinced contactless payments are secure, so he’s still using the chip and pin function. But is he right to be concerned?
Whether we’re using contactless to buy lunch or our phones to pay for a train or bus journey, many of us are now cashless, relying on cards to run our daily routines. So how would you cope if you lost the lot?
It can be your golden ticket to good rates on credit cards, loans and mortgages – but can also cause you a financial headache. Blessing or block, why do we know so little about credit scores?
Tesco recently saw a backlash from its customers after announcing changes to its Clubcard scheme. But it wouldn’t be the first company to do so. Why do loyalty schemes often change for the worse, asks our guest author Lady Janey.
As of Saturday 13 January, new EU rules will come into force to ban added card surcharges. Food delivery service Just Eat seems to have already worked out a way to get around the ban, but will other companies follow suit? (more on new card surcharge ban…)
Love them or hate them, contactless cards are here to stay, with over £4bn being spent on them every month in the UK. While most providers allow you to opt out, some, such as Barclaycard, don’t. Is this right? (more on contactless cards…)
Credit card firms are allowed to hike the interest on your deal years after you sign up, even if you’re a good borrower. Have you ever been affected by this practice?
Thank you to over 40,000 of our supporters who backed our campaign to end rip-off card charges. These sneaky fees for using credit and debit cards finally get the chop. Have you been stung by a card surcharge when making a payment?
Section 75 of the Consumer Credit Act is designed to protect you but as the legislation gets older more and more people are finding it hard to claim. Share your Section 75 claim stories here.
Contactless debit and credit cards are fast becoming the default payment method for purchases under £30 across the UK, with spending on them having tripled to £25bn last year. But are you happy using them? (more on contactless cards…)
The FCA has today announced plans to clean up the credit card market including cracking down on unsolicited credit limit increases. So has yours ever been increased without your knowledge? (more on FCA credit card market study…)
Millions of households in the UK are worried about their finances. But what can be done to change this? (more on Budget 2017…)
Will taking the early approach to Christmas shopping leave you with the January blues or does it pay to be late to the game? (more on last-minute Christmas shopping…)
Black Friday and Cyber Monday are nearly upon us, and thousands of us will be using these sales events to hopefully cut the expense of Christmas gift shopping. But do you know your rights when it comes to buying online and on the high street? (more on Christmas shopping rights…)