The end of bogus whiplash claims?

The only thing that’s surprising to me is that this has taken so long. Next get rid of the actual companies that deal in this bogus trade as well and the world will be a better place.
There’s clearly a case for injury compensation in some cases so use the currently available option of a lawyer employed by the insurance company and let them proceed only if the case is obviously genuine and achievable.
I was contacted several times by one of these firms after a very minor collision which was nobody’s fault but my own. The only conceivable injury was to my sense of pride in my driving ability and to my bank balance.

I think the insurance industry [possibly through the Motor Insurers Bureau on behalf of all companies] should also be carrying out detailed research into whiplash and how it can be prevented or minimised. It does seem odd that the number of personal injury accidents on the roads is in decline [despite the massive increase in traffic volumes], wearing a seatbelt is compulsory, and head restraints are fitted – albeit not necessarily adjusted correctly – in almost all cars, and yet whiplash claims are rising to 80% of all claims. Perhaps it is a consequence of the safety benefits of seat belts, airbags, crumple zones, and MOT’s that whiplash is virtually the only serious injury sustainable in a rear-end shunt upto 30 mph. It would be interesting to know how much the insurers pay out on average per claim and what lengths they go to in resisting claims; if they’re feeding the litigators they can hardly complain if they get claimed against, the trouble is all drivers get hit in the premiums by the ricochet. The notion that police officers would sell information to dodgy lawyers is, of course, so far fetched as to be ludicrous.

This all seems very interesting. Definately a lot to think about. Thanks

Perhaps restoring the ban on advertising by legal firms would be most helpful.

I know we pay enough for our high Insurance costs at present through additional claims for whiplash etc, maybe add an extra as a option to your motor insurance like if you want no claims protection on your insurance. Put a personal injury cover on there for all insurers, if you don’t have it you can’t claim even from the third party, where at the moment your general cover, covers this?

Years ago I was in an accident and my car scooted across the road and ended up on the pavement, luckily no-one was hurt. I was dazed and had a bit of a achy knee. The policeman that came round more or less suggested I should claim for whiplash. As I had no whiplash I would not do this but it shows how easy it is when the police is behind you all the way.
Stop the advertising of injury lawyers

I am seriously looking into fitting a black box recording device into my vehicle myself for obvious reasons . The whole point of this is if or when there is reason to make a claim it is recorded on this equipment , Actual place where it took place { map reference } , time of occurrence , speed , video evidence of accident if in front & in view of the lens on the camera , or on certain models perhaps from the rear view . This is now being used in many countries throughout the world by insurance companies & law courts . In many cases this would give true evidence as to what happened , saving many thousands of pounds while showing what or how it happened . This would save the poor motorist who was in the right , also give the insurance companies / police a true picture of what took place . This in turn would help insurance premiums to be kept at a lower amount for the safer drivers . also proving if a whiplash claim could be true or completely untrue owing to the evidence shown by the video recording of 10 seconds before the impact & 10 seconds after the impact . For any ones interest just tap in vehicle black box into website & full information of the devices will come up .

My insurance raises continuously – no accidents in 20 odd years of driving and still raising costs for me – if they sued the people that falsely claimed or even put them into prison maybe others would think twice about ripping insurance companies off – to add insult to injury (forgive the pun) – you will also find alot of these false claims are coming from people that don’t pay insurance themselves …. law abiding people again get fall out from these ‘american style’ injury lawyers – in my book these lawyers are just insurance fraudsters (maybe jail them all is only answer) – you also find most of the time the insurance company just pays out without taking it to court because its easier option – this only seems to be getting out of hand in UK why? why only here?
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