Bought a banger? You’re not alone – and we can help

I always regretted that my Aston Martin DB3 was so expensive to Insure that I sold it – and was nowhere as sporty as my friend’s Orange Lamborghini Myura(sp?) S now that was really a car!! – Otherwise my Mazda 323 was a rust bucket. All the rest of my cars were good value for money.

There are those who motor on a shoestring and enjoy the challenge. On the plus side, there are the unpopular models; the high mileage rep cars; the one owner from new ancients and those Volvos, built like tanks, that go for a song at auction or in the paper. If chosen wisely, they give (almost) depreciation free motoring for a couple of years before it’s time to move on and splash a grand on something else. If something breaks, that doesn’t compromise the car’s safety, it isn’t fixed -duck tape is a good sun roof sealant.
The down sides are many too. Most are quite thirsty. A smoky diesel is antisocial; crash resistance is much poorer; upholstery is likely to be worn and, of course, one can probably forget things like working air con, good audio and unblemished paintwork.

I would suggest that the banger risks are too great for family use, (principally safety, break downs,) but some of my relatives have driven ancient Polos, Micras, Citroens and said Volvos for years. Hearing one of those start in the morning is an entertainment in itself. I too have fond memories of my Morris Minor, bought for £5 from a farm that had kept chickens in it….but that was many moons ago.

Regrets, most recent purchase of a 2003 Toyota 1.8 Avensis VVTI, didn’t ask about oil consumption and have discovered it likes a litre every 600 miles. Superb car though, drives well, does over 40 mpg and everything works at 120,000 miles. This was the seventh Toyota and the only one to have a problem. Ask the questions or regret it.
You need to do the sums of fuel consumption against the depreciation. That was the item missing from the WHICH comparison of diesel and petrol car costs. Why buy anything with less than 75,000 miles? If it is over that at least someone has driven it and exposed any early problems.
Wife, Baby, safety – probably back to the Golf or a Toyota Corolla, Honda Civic, Mondeo. For some you’ll need to find 3 or 4 £000s, but not fussed about fashion? There are some excellent cars in surprisingly good condition for a few hundred. But know what you mean by a banger with a family and buy the breakdown cover recommended in WHICH. Lots of cars are out there for under £1,000 which are perfectly good to do another 25,000 miles or more. Read the old WHICH reports, work out where you drive, town, country, motorway, to work out the fuel consumption. Our 3 litre Omega Elite only used 15% more fuel to cruise on the motorway than our Micra and guess which did it in more comfort? Around town it used twice the fuel. Heed the reliability notes in the WHICH car surveys. Check the insurance group, you may find that having a 1.8 rather than 2.0 litre saves you good money. Or a 1.4 rather than a 1.6.
I’ve always wondered why people spend out on a new car without seeing if they can rent one for a day or weekend first. Invest £100, save yourself wasting thousands.
Another advantage of old and cheap? It’s less distressing when you get back to it and find the dents and scratches left on it by others.

usually spend about £1500-£2500 and expect about 3-4 years out of my ‘bangers’. currently a nissan primera estate with 70,000 plus the 15,000 I do a year. bought for £1700, spend £500 on fixing niggles and a good service. I think I have a bargain. still does 50plus mpg on the open road. good roadside cover a must but you need that anyway. one thing I do splash out on is breakdown repair cover for any major faults, currently about £250 a year for this car. piece of mind, only used twice, in one year, a few years ago, garage bills of £1700 but I know I can afford to get it repaired. biggest problem is to replace the car when the bills start to get silly or some idiot side swipes you. lots of time and frog kissing, and you know the insurance money will never get you the same value. You maybe don’t get the latest gadgets but at least with a 6 -10 year old you don’t loose £1000’s in depreciation or can drive something you like to drive rather than a tiny city runaround.

My biggest regret is not listed! (Or to be more correct, it’s biggest regret re a car my husband bought). That is, finding just what an uncomfortable ride our VW Tiguan was with its very “firm” (euphemism for shakin’ all over) suspension. We DID take it on test drive, and I did try both back and front seats, and commented that I thought it was very bumpy, but himself wanted the car, so that was it! As he usually keeps his cars for a good 100,000 miles we’re stuck with it. I refuse to use it for long journeys and take mne for preference, whcih anyway has better fuel consumption.

never get talked into a swap with a family member – worse thing i ever did and i really shoudl have gone with my gut – i knew it was rubbish – family does silly things to your head and judgement.

Bought new 999cc Focus 125ps which drives well and is economical, but wife wanted appearance pack ( offered for free) which included privacy glass and 17 inch wheels, which altho look very nice, give the car a very harsh ride on the rough roads that have become the norm these days.

I bought the top model in the range of 2012 Honda Jazz, because I had owned the previous model for 5 years and was happy with that. But the new model adds several thousand pounds cost o