A complex scam involving phone calls from ‘Visa’ followed by the ‘police’ is currently doing the rounds. Fortunately, one member was savvy enough not to fall for it…
Which? member Brian Moore told us:
‘I was called by a man purporting to be from the Visa fraud department. He said they’d registered two large transactions on my debit card earlier that day at Argos and the Apple Store. This last transaction had supposedly been stopped as it was ‘not my usual spending pattern’ and I hadn’t authorised it.
‘He told me about further transactions that had been stopped until this matter could be sorted out, and that I needed to phone 161 to report that I had been the victim of identity fraud.
‘I didn’t immediately call the number. Within 10 minutes, I received another call, supposedly from the police, who had apparently received a call from my number ‘via triangulation’! He asked whether I wanted a patrol car sent or if there was anything I needed to report, so I put the phone down.
‘My bank confirmed this was a scam and that none of these transactions had taken place. I suppose if I had called 161 they would have asked for my card details.’
Brian’s suspicions were probably correct. Whatever number he dialled, it’s likely the scammer would have stayed on the line and posed as the police.
The triangulation claim after he failed to make a phone call to the number he was given was bizarre. The police will never ask for your bank details when you report an ID fraud.
If Brian had asked for a patrol car, the scammers would probably have attempted to take his card.
He was right to double-check with his bank.
Have you received similar phone calls? What did you do?