Brits are a generous bunch – according to the Charities Aid Foundation UK adults donated £9.3bn to charity between 2011 and 2012. And over half of us donate to charity in a typical month. But what’s the best way to give?
There are a wide range of ways people can donate. And if you’re anything like me you’ll often drop a £1 in a bucket with little thought. But what about if you really want to make a difference for your chosen cause?
Of course, charities most value people who donate regularly over the years. Yet, the methods charities use to sign-up donors can sometimes raise heckles.
‘If I want to give to a charity, I will give to them of my own accord. Any charity that harasses me simply ensures I will never give to them again.’
Giving through your payroll
There’s lots of research that suggests the majority or people only donate to charity after being asked, whether in an advert or by someone in the street. But if you know you want to give, why not cut out the middleman and set-up a direct debit directly with the charity?
Or if you’re in work, ‘payroll giving’ is a good way to give to charity on a regular basis. The money comes out of your pre-tax salary and can go to any charity at all. Your employer will need to have an arrangement with a payroll-giving agency – the biggest of which is Give As You Earn.
Regular giving with charity credit cards
You could also get yourself a charity credit card. These are less common than they used to be, with Lloyds notably pulling its charity credit card last year. But Co-op and MBNA both still offer charity credit cards that support a number of well-known charities, such as the RSPCA, British Heart Foundation and Save the Children.
These cards will donate 25p per £100 spent to your chosen charity, which isn’t exactly an earth-shattering sum. In fact, you could donate far more by getting a cashback credit card that pays back 1% on your spending and then give that cashback to charity. Still, every penny counts, so charity credit cards can still be a valid way to donate.
So I want to know – do you regularly donate to charity? How do you prefer to give?