Leaving the EU will create a number of changes for consumers in the UK. Politics aside, which subjects can we help you with?
24/12/2020: A deal has been announced
It has been announced that a trade deal between the UK and the EU has been agreed. We’re now looking through the many pages of the agreement to see whether it works for consumers, and how it might affect you.
As you can imagine, thousands of pages of dense legal text takes some time, so be sure to check back throughout the week after Christmas for updates.
6/11/2020: Original post
From the first of January 2021, the UK’s transition period will end. The politics of the situation aside, this new arrangement is likely to mean a fair few changes to us as consumers, including how we shop, travel, trade with other nations, and more.
With coronavirus very much a concern on people’s minds, the end of the transition period has almost taken a back seat.
As the new year approaches and with so many details yet to be confirmed, we want to hear what practical issues Which? might be able to help with.
Ask us your questions in the comments – we’ll update the answers here as we’re able to do so.
If there’s a question someone’s asked that you’d also like to see answered, please give it a thumbs up! (NB you’ll need to be logged in to do so). We’ll use these to prioritise with our research teams.
Please be aware there are some questions on this we won’t be able to answer, particularly in relation to the politics of the situation.
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(Click or tap to expand or hide each question)
What will happen to car prices after Brexit?
Car manufacturers have indicated that prices may rise in the event of a no-deal Brexit. If you’re buying a car, you may want to complete the transaction as soon as possible.
How can I take my car to Europe?
In the event of a no-deal Brexit consumers would need an international driving permit. These can be purchased in person from a post office, but not online. Currently just three in 10 post offices offer an IDP service.
In a no-deal scenario you will also require a Green Card to take your vehicle outside of the UK.
A Green Card is an international certificate of insurance which proves that your UK Motor Insurance policy provides you with the minimum compulsory insurance cover required by the country you’re visiting. You need to contact your insurance company in advance to obtain this card.
Will Section 75 protection still work if I’ve bought from the EU?
Section 75 still will apply for qualifying credit card purchases where there has been a breach of contract or a misrepresentation – even if this is from an EU trader.
This means that if you buy a product or service worth between £100 – £30,000 with your credit card and it’s not delivered, you can claim the money back from your card provider.
Will I still be able to shop online with EU retailers?
Yes, but you may find it tougher to resolve problems in the event of a dispute.
Food and Food Standards
What will happen to food prices after we leave the EU?
Which? analysis has shown that the tariffs set to be imposed on a range of popular groceries could lead to price rises in event of a no-deal Brexit.
What will happen to our food standards after we leave the EU?
Trade deals with the US and other countries could see our high standards torn up. While the government made a manifesto commitment to uphold food safety and animal welfare, we’d like to see these protections enshrined in the law.
Want to talk about this? Join our conversation
Will I be able to use my EHIC after Brexit?
The government has said that European Health Insurance Cards will expire on 31 December 2020. As things stand, UK nationals visiting EU countries will have to pay full price for any medical treatment.
What will Brexit mean for house prices?
What will happen to the value of my pension?
What happens to my bank account?
An increasing number of British citizens living in EU countries are being told their UK bank accounts will be closed after the Brexit withdrawal period ends.
What about interest rates?
Will the environment be a higher priority after Brexit?
What’s the latest on trade deals?
What do I need to know about travelling to Europe after Brexit?
In a nutshell:
- Make sure your passport is valid for at least the next six months
- Take out travel insurance that covers Brexit-related disruptions
- If driving, make sure you have an international driving permit and a green card (if driving your own car)
There’s a lot more, so be sure to read our full guide on Travel after Brexit.