We’re asking you, the Which? Conversation community, to help answer people’s financial queries. This month, we’re asking what you’d to with a lump of cash if you were lucky enough to have one. (more about investing lump sums...)
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With savings rates stagnating, I, like many others, have been tempted by the thought of turning a small amount of cash into something significant in a short time frame. As a result, I very nearly bought some Bitcoins... (more about Bitcoins...)
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You can already hold Norwegian salmon derivatives and Spanish olive oil futures in your Isa. So why can’t you invest in shares of smaller companies listed on the Alternative Investment Market? (more about alternative investments...)
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Investing money with peer-to-peer lending sites has always had risk attached. Although rates of return can tower above traditional savings accounts and Isas, your money hasn't been protected - until now. (more about peer-to-peer lending sites...)
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If you’re disappointed with bank savings rates but wary of investing in an unpredictable stock market, would you be tempted by a product that offers the best of both worlds? That’s the idea behind structured deposits. (more about structured deposits...)
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The Office for National Statistics could be the new wicked witch of personal finance if its proposed changes to the way inflation is measured go through. Would a change in RPI affect your finances? (more about changes to RPI...)
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If you were asked to find a tax-free investment, which could rise with inflation and save you money on your bills, would you look to your roof? Installing solar panels could do just that. (more on investing in solar...)
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Fund managers promise to invest your money with a view to delivering good returns. But what happens to your cash once it’s invested? You may assume your assets sit protected in their safe. The truth is quite different. (more about stock lending...)
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It sounds risky: lend some of your hard-earned cash to a stranger, charge them an interest rate that suits you both and then trust them to pay you back. Yet it appears there are plenty of people willing to do just that. (more about peer-to-peer lending...)
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Trying to find a decent interest rate for your savings is like looking for the perfect partner. I think the rates on mainstream savings accounts and cash Isas are about as appealing as a date with an elephant in a dress. (more about peer-to-peer lending...)
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Who do you admire and trust the most – your doctor, your child’s teacher, the lady that always brings your post? Would you put a fund manager on the same pedestal? (more about fund management...)
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Are you interested in investing in stamps? Would an offer of ‘guaranteed’ 100% protection of your investment convince you to part with the cash? We were fearful it would so issued a complaint to the ASA. (more about our Stanley Gibbons complaint...)
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