Tag: financial products

What would it take to make you switch current accounts?

by , Campaigns Assistant Money 24 May 2013
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Two debit cards on top of each other

It’s an often quoted fact that you’re more likely to get divorced than switch your current account. But is the new seven working-day switching service going to change people’s minds? (more about seven day switching...)

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Money matters: how would you invest a cash lump sum?

by , Deputy Money Editor Money 13 May 2013
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Hands holding small plant

We’re asking you, the Which? Conversation community, to help answer people’s financial queries. This month, we’re asking what you’d to with a lump of cash if you were lucky enough to have one. (more about investing lump sums...)

8 people have joined in this Conversation

Interest-only mortgage shortfall: could your home be at risk?

by , Principal Policy Adviser Money 2 May 2013
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Interest only mortgages

Nearly half of those with interest-only mortgages set to mature before 2020 face a shortfall at the end of their mortgage deal. Have you saved up enough to repay your interest-only mortgage? (more about interest-only mortgages...)

8 people have joined in this Conversation

How unexpecting homeowners saw their payments soar

by , Money Researcher Money 30 April 2013
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Bank of Ireland tracker mortgages

Around 13,500 Bank of Ireland customers will be hit by mortgage rates hikes from 1 May 2013. These customers signed up for mortgages that track the Bank of England rate, some of which were 'lifetime' trackers. (more about Bank of Ireland mortgages...)

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Refused a credit card, but don’t know why?

by , Money Researcher Money 29 April 2013
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Man ripping up credit card application

When money’s tight, a credit card can prove useful to help balance the books. But what happens if you don’t get the rate you wanted? Or worse still, what if you’re refused altogether? (more about getting refused credit...)

4 people have joined in this Conversation

Drowning in a flood of price comparison sites

by , Head of Money Money 26 March 2013
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Comparison websites

With dozens of websites offering to help you get a better deal on your insurance and energy, I’m wondering why there’s no easy way to compare the comparison sites. (more about comparison sites...)

11 people have joined in this Conversation

Does mental arithmetic add up in a world of calculators?

by , Deputy Money Editor Money 13 March 2013
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Calculator

I doubt many people share my sustained enthusiasm for mathematics, and a new survey from BAE Systems confirms this. It seems many people can't live without a calculator - can you? (more about mental arithmetic...)

11 people have joined in this Conversation

Has the UK lost interest in saving?

by , Money Researcher Money 5 March 2013
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A pile of pound coins

New research has found that almost 15m people in the UK aren’t ‘making any efforts to save for the future’, while 8m people have no savings at all. Is the ability to save becoming a luxury? (more on dwindling savings...)

5 people have joined in this Conversation

How financial companies use rules to squeeze customers

by , Money Editor Money 19 February 2013
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A rule book with a gavel hammer on top

Changes in regulations shouldn’t be an incentive for financial services companies to extract extra profits from customers. And yet, we continue to see it happening – so how do they get away with it? (more about bending the rules...)

2 people have joined in this Conversation

Will financial education strengthen the UK’s future?

by , Campaigns Assistant Money 8 February 2013
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An owl teacher standing at a blackboard teaching maths

A new draft curriculum was published yesterday which could make personal finance education compulsory in schools. But will a better financial education help the next generation dodge debt and mis-selling? (more about financial education...)

7 people have joined in this Conversation

Life in 2030 – what does the future hold?

by , Insight Researcher Money 8 February 2013
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Robot in box

What will your finances look like in 2030? If you’re anything like me, you’ll probably find it hard to imagine one year in advance, never mind 17. Yet, we’ve been looking into the future – what will the economy look like? (more about life in 2030...)

10 people have joined in this Conversation

Are packaged accounts a stitch-up?

by , Lead Investigative Researcher Money 3 February 2013
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A wallet stitched closed

In theory, fee-charging current accounts should represent good value to some customers. But are they still good value if you’re not eligible to use some of the account's benefits? (more about fee-paying packaged accounts...)

7 people have joined in this Conversation

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