Martyn is a Principal Policy Adviser at Which?, prior to which he spent six years working in the Which? Money Research team. Martyn writes mainly about debt, protection and credit, as well as wider finance issues. Little known facts include that he speaks German, paints a lot and is something of a Grace Jones fan.
Given her history, Kerry Katona seems an odd choice to front a marketing campaign for a payday loans company. And it seems the advertising watchdog agrees, as it has deemed the Cash Lady TV ads ‘irresponsible’. (more about payday loan adverts...)
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Nearly half of those with interest-only mortgages set to mature before 2020 face a shortfall at the end of their mortgage deal. Have you saved up enough to repay your interest-only mortgage? (more about interest-only mortgages...)
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High-cost credit often grabs headlines, but many mainstream lenders also have products designed to cash-in on peoples’ mistakes and desperation. The new regulator must clamp down on irresponsible lending. (more on high-cost credit traps...)
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Savings accounts with names like ‘Extra High Interest’, ‘Midas Gold’, ‘Extra Special’ and ‘Triple Gold’ all sound promising, don’t they? But then you see the paltry interest rates on offer, and they're all a bit of a let-down. (more about badly-named savings accounts...)
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If you’re disappointed with bank savings rates but wary of investing in an unpredictable stock market, would you be tempted by a product that offers the best of both worlds? That’s the idea behind structured deposits. (more about structured deposits...)
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Across the UK, we’ve got around £320m in loose change just hanging round the house. But how much money do we have stored up in loyalty schemes, foreign currency, gift vouchers, rail vouchers... the list goes on! (more about spending loose change...)
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It won’t surprise you to hear there’s a divide in economic prosperity between different regions of the UK. But what might surprise you is the scale of the disparity. (more on the regional debt divide...)
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Half of people who pay fees for debt management plans don't know they can set up these plans for free. Worse still, research has found that plans set up by fee-charging companies are more likely to fail than free ones. (more about free debt advice...)
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Switching your bank account to a more ethical provider may seem appealing, but will the service be as consistent as your current provider? Are you tempted to move to a more ethical bank? (more about ethical banking...)
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Our latest research has found that one in four people with a mortgage are worried about having their homes repossessed. Is there anything government and lenders can do to address this lack of confidence? (more about home repossession...)
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I’ve been hunting through the Which? magazine archives to see how long banks have been charging confusing and unfair fees. My search spanned nearly 50 years of magazines and uncovered some eye-opening findings… (more about confusing bank charges...)
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When someone falls seriously ill through a stroke or cancer, it’s the immediate health effects that are understandably at the forefront of your mind. But the financial impact can be severely damaging too. (more on financial impact of bad health...)
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