While the collapse of the Co-op’s bid to buy hundreds of Lloyds bank branches is a setback for the banking landscape, I think there’s still a great opportunity for a better bank to emerge.
A new industry code to help you shop around for the best annuity is a positive move, but I think more radical action must be taken. What would it take for you to pick the best annuity when you cash in your pension?
Changes in regulations shouldn’t be an incentive for financial services companies to extract extra profits from customers. And yet, we continue to see it happening – so how do they get away with it?
With airfares always on the up, it was an enormous relief to know that my 10 month old daughter would fly for free when we took her to the States this Christmas. But sadly, that was where the good news ended…
If you’re still in the market for a New Year’s resolution, you could do worse than joining the minority of people who check their credit file every six months. Yet, tracking down your £2 credit report is often too difficult.
The Office for National Statistics could be the new wicked witch of personal finance if its proposed changes to the way inflation is measured go through. Would a change in RPI affect your finances?
People buying an income for retirement today may be 30% worse off than those who retired five years ago. So, is the size of your pension pot too reliant on your birth date or can you beat the odds?
Despite high hopes for Marks & Spencer’s entry to the banking arena, I can’t help but feel that the terms of its current account are seriously underwhelming. Are you tempted by the extras offered by M&S’s account?
Some of the banks have suggested that the way to avoid future banking scandals is to let them charge for current accounts. It’s time to shatter the myth of ‘free’ banking.
Two new campaigns to bring greater transparency to the murky world of investment fund fees have recently kicked off, but charges should be levied in a way that’s fairer for investors.
Ever-increasing car insurance premiums are making a dent in drivers’ wallets. So can a black box installed in our cars, that reports our driving style to insurers, help lower the cost of driving?
When energy prices are being hiked all over the place is it really fair to penalise customers further for insignificant issues like the name that appears on your bill? In my mind, these are just dirty pricing tactics…
Are you willing to swap a bit of speed and convenience when banking online if it means the process is safer? There’s always some trade-off, but some banks are dealing with the problem better than others…
As financial trade bodies ask the government to water down the Financial Ombudsman Service, I think its creation has been one of the great successes of financial regulation over the past decade.