David Paine

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David is a Researcher in the Money Research Group at Which?, writing about everyday money issues and the changing ways consumers are spending, saving and investing their money. He previously worked as a political correspondent for a regional daily newspaper before joining Which? in 2012.

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Post by David Paine

The year of peer-to-peer finance

by , Money Researcher Money 28 March 2014
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Peer to Peer lending advert

Last year, peer-to-peer websites lent out more than twice as much money as they did in 2012. In fact, this alternative to borrowing and saving with a bank recently became a £1bn industry. (more about peer-to-peer finance...)

3 people have joined in this Conversation

Nationwide card glitches take customers by surprise

by , Money Researcher Money 21 February 2014
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Nationwide logo

Today Nationwide customers have been experiencing payment problems, with cards being declined. Have you been hit by a banking IT glitch that left you unable to pay? (more about Nationwide's glitch...)

10 people have joined in this Conversation

Your view: have you been affected by loyalty card fraud?

by , Money Researcher Money 22 January 2014
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Boots advantage card and Nectar card

From a few pounds and pence to £900 – the amount of money people have lost to loyalty scheme fraud has been eye-watering. And when we asked for your experiences, the response was quite staggering. (more about loyalty card fraud...)

6 people have joined in this Conversation

Have you been tricked by a copycat website?

by , Money Researcher Money 18 January 2014
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Passport

Ever had to pay a fee to get your passport or driving licence renewed? What about to do your self-assessment tax return? Chances are you came across a copycat website – if so, tell us about it. (more about copycat websites...)

137 people have joined in this Conversation

Are you cutting back this Christmas?

by , Money Researcher Money 10 December 2013
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Man making insurance claim at Christmas

Christmas is often a time of excess, but even before people’s thoughts turn to trimming the waistline it appears many of us are cutting costs and planning festive fun on a tighter budget. (more about Christmas cutback...)

8 people have joined in this Conversation

Haggling to survive the cost of living crisis

by , Money Researcher Money 25 November 2013
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Hand shake on a deal

You might have read how our chief exec Peter Vicary-Smith haggled on his car insurance. Have you caught the haggling bug? Using your power to bargain for a better deal can be the key to coping in today’s economy. (more about haggling...)

3 people have joined in this Conversation

What are your top money-saving tips?

by , Money Researcher Money 12 October 2013
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Money falling out of jeans pocket

From buying reduced-to-clear items to taking an advanced driving course – you've told us about lots of wonderful ways to save money. But have you put any of them into practice? (more money-saving tips...)

12 people have joined in this Conversation

Tesco Clubcard fraud: have you been affected?

by , Money Researcher Money 11 October 2013
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Tesco clubcard

Loyalty card points gained at shops and supermarkets can be a great way to spend and save for specific purchases and special occasions. But what would you do if your hard-earned rewards were suddenly taken from you? (more about clubcard fraud...)

50 people have joined in this Conversation

What’s the best way to spend money in Australia?

by , Money Researcher Money 26 August 2013
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Map of Australia with flag and currency

You’ve booked your flights and accommodation, packed your bags to the brim and got your passport. All you need to do now is sort out your spending money – but what’s the best way to spend your money abroad? (more about travel money...)

9 people have joined in this Conversation

Money matters: how do you get a rental deposit back?

by , Money Researcher Money 9 July 2013
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A key with a house shaped keyring

Pulling together a deposit for rented accommodation can be a strain for many. So if there’s a tussle to get your deposit back when you eventually leave, you can end up with a truly unwanted housing hangover. (more about rental deposits...)

5 people have joined in this Conversation

Refused a credit card, but don’t know why?

by , Money Researcher Money 29 April 2013
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Man ripping up credit card application

When money’s tight, a credit card can prove useful to help balance the books. But what happens if you don’t get the rate you wanted? Or worse still, what if you’re refused altogether? (more about getting refused credit...)

4 people have joined in this Conversation

Would you buy Bitcoins?

by , Money Researcher Money 12 April 2013
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Bitcoins, taken by Zach Copley

With savings rates stagnating, I, like many others, have been tempted by the thought of turning a small amount of cash into something significant in a short time frame. As a result, I very nearly bought some Bitcoins... (more about Bitcoins...)

6 people have joined in this Conversation

Is the weight over for better gym contracts?

by , Money Researcher Money 8 March 2013
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Gym contract

How’s that ‘get fit’ resolution working out for you? Are you still going to the gym, or are the only pounds dropping off the ones from your bank account? Soon, your cancellation rights could be strengthened. (more about gym cancellation rights...)

12 people have joined in this Conversation

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