Last year, peer-to-peer websites lent out more than twice as much money as they did in 2012. In fact, this alternative to borrowing and saving with a bank recently became a £1bn industry.
Today Nationwide customers have been experiencing payment problems, with cards being declined. Have you been hit by a banking IT glitch that left you unable to pay?
From a few pounds and pence to £900 – the amount of money people have lost to loyalty scheme fraud has been eye-watering. And when we asked for your experiences, the response was quite staggering.
Ever had to pay a fee to get your passport or driving licence renewed? What about to do your self-assessment tax return? Chances are you came across a copycat website – if so, tell us about it.
Christmas is often a time of excess, but even before people’s thoughts turn to trimming the waistline it appears many of us are cutting costs and planning festive fun on a tighter budget.
You might have read how our chief exec Peter Vicary-Smith haggled on his car insurance. Have you caught the haggling bug? Using your power to bargain for a better deal can be the key to coping in today’s economy.
From buying reduced-to-clear items to taking an advanced driving course – you’ve told us about lots of wonderful ways to save money. But have you put any of them into practice?
Loyalty card points gained at shops and supermarkets can be a great way to spend and save for specific purchases and special occasions. But what would you do if your hard-earned rewards were suddenly taken from you?
You’ve booked your flights and accommodation, packed your bags to the brim and got your passport. All you need to do now is sort out your spending money – but what’s the best way to spend your money abroad?
Pulling together a deposit for rented accommodation can be a strain for many. So if there’s a tussle to get your deposit back when you eventually leave, you can end up with a truly unwanted housing hangover.
When money’s tight, a credit card can prove useful to help balance the books. But what happens if you don’t get the rate you wanted? Or worse still, what if you’re refused altogether?
With savings rates stagnating, I, like many others, have been tempted by the thought of turning a small amount of cash into something significant in a short time frame. As a result, I very nearly bought some Bitcoins…
How’s that ‘get fit’ resolution working out for you? Are you still going to the gym, or are the only pounds dropping off the ones from your bank account? Soon, your cancellation rights could be strengthened.
No commuting to and from the office and creature comforts to hand – on the face of it there’s a lot to like about working from home. But which jobs allow such a lifestyle? What are the pros and cons to self-employment?