Dominic Lindley

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Dominic Lindley works in the policy department as a principal policy adviser on financial services. He specialises in financial regulation, investments, pensions, with-profits funds and financial advice. Most recently, he has worked on the Future of Banking Commission. Before joining Which?, Dominic worked as an Economist for the Treasury Select Committee, specialising in financial services issues and worked on the Committee’s inquiries into the FSA, financial inclusion, credit cards and cash machine charges.

Post by Dominic Lindley

Alternative Isas: salmon, fashion or small company shares?

by , Principal Policy Adviser Money 26 March 2013
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Stocks and shares graph

You can already hold Norwegian salmon derivatives and Spanish olive oil futures in your Isa. So why can’t you invest in shares of smaller companies listed on the Alternative Investment Market? (more about alternative investments...)

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The new financial regulator mustn’t go soft on the banks

by , Principal Policy Adviser Money 22 March 2013
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Spanner with pound coin

Our Watchdog not Lapdog campaign called for the new financial regulator to be strong, open and proactive. Martin Wheatley must stick to his plans for tough action - even if it's unpopular with the bankers. (more about the FCA...)

6 people have joined in this Conversation

Will the Chancellor restore your confidence in the banks?

by , Principal Policy Adviser Money 14 June 2012
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Mansion House

Every year the Chancellor delivers his Mansion House speech - the topic, the state of the British economy. It might sound heavy but bear with me as this year’s could offer some light relief from our financial worries. (more on the Chancellor's speech...)

12 people have joined in this Conversation

Banishing ‘free’ bank accounts won’t stop mis-selling

by , Principal Policy Adviser Money 24 May 2012
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Pound coin

According to the future regulator responsible for the UK's financial stability, banks should stop offering so-called free current accounts if Britain wants to stamp out mis-selling scandals. But is he right? (more about 'free' bank accounts...)

3 people have joined in this Conversation

Are you a mortgage prisoner?

by , Principal Policy Adviser Money 1 May 2012
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Man behind prison bars

What do you associate with 1 May? Springtime? Maypoles? Flowers? Workers' rights? Well this year more than a million consumers will be marking May Day as the day their mortgage payments went up. (more about the mortgage price increases...)

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Why we challenged Stanley Gibbons’ stamp investment advert

by , Principal Policy Adviser Money 25 April 2012
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stampsiStock_000019543861XSmall

Are you interested in investing in stamps? Would an offer of ‘guaranteed’ 100% protection of your investment convince you to part with the cash? We were fearful it would so issued a complaint to the ASA. (more about our Stanley Gibbons complaint...)

4 people have joined in this Conversation

Mortgage rates rise, despite record low base rate

by , Principal Policy Adviser Money 5 March 2012
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Rates cartoon burst

Halifax has announced a rise in its mortgage Standard Variable Rate (SVR) from 3.5% to 3.99%, affecting 850,000 customers. This is despite the Bank of England continuing to hold the base rate at a record low of 0.5%. (more about mortgage rate rises...)

10 people have joined in this Conversation

Executive pay – will Cameron’s crackdown work?

by , Principal Policy Adviser Money 11 January 2012
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Man holding box of money

It’s the new year and in the run-up to the bank bonus season, major political parties are competing to crackdown on executive pay. So will the government's plans help shareholders get a fairer deal? (more about executive pay...)

10 people have joined in this Conversation

We need bigger penalties for top bankers

by , Principal Policy Adviser Money 12 December 2011
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RBS sign

In perhaps the understatement of the year, the headlines about the FSA's report into the failure of RBS said that it was caused by 'multiple poor decisions'. So should bankers be held accountable when they fail? (more about bankers...)

28 people have joined in this Conversation

Banks – can you explain why you’re punishing basic bankers?

by , Principal Policy Adviser Money 12 October 2011
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RBS machine

Not long ago I wrote about how RBS and Lloyds are punishing basic account holders by restricting access to free cash machines. Now they're being called upon to explain why, but will their excuses be good enough? (more about basic bank accounts...)

16 people have joined in this Conversation

With-profits funds – stop burning our money

by , Principal Policy Adviser Money 27 September 2011
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Twenty pound note burning

We don’t think with-profits policies are a great investment, but there are still over 25 million of them in the UK, worth around £330 billion. But is the financial regulator doing enough to protect the policyholders? (more about with-profits policies...)

3 people have joined in this Conversation

RBS restricts access to ATMs – 1m customers lose out

by , Principal Policy Adviser Money 18 August 2011
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Man using RBS cash machine

If you have a basic bank account with RBS or Natwest, you'll soon find it a lot harder to withdraw cash as you won't be able to use rivals' machines. But why punish the customers who can afford it least? (more about RBS barring ATM use...)

46 people have joined in this Conversation

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